MF industry`s passive AUM stood at Rs 15.02 Lakh crore in Jan 26, up 37.7% YoY: Franklin Templeton India MF
Franklin Templeton India Mutual Fund has released a press note on the development in the Indian mutual funds industry. As per the press note, Indian Mutual Fund industry’s passive AUM stood at Rs 15.02 Lakh crore in January 2026 fromRs 10.91 Lakh crore a Year Ago, a growthof 37.7% YoY. Overall industry AUM stood at Rs 81.01 lakh crore by the end of January 2026.Industry AUM grew by 22% CAGR in the last 5 years & 20% CAGR in the last 10 years, ended January 2026. Equity oriented AUM stood at Rs. 58.02 lakh crore,up 20.6% YoY, Fixed Income oriented stood at AUM Rs. 23.00 lakh crore, up 20.2%.
Individual AUM rising
Individual AUM as a % now account for 60% of total MF AUM. Equity-oriented schemes derive 87% of their assets from individual investors. Institutional investors dominate liquid/ money market schemes (89%), debt-oriented schemes (67%) & ETFs, FOFs (84%).
Individual investors at the forefront
Individual Investors’ AUM Grew ~8x in 10 Years vs~6x AUM Growth of the Industry. Individual Investors’ AUM grew at 24% p.a CAGR vs Industry AUM at 22% p.a over 5 years. Individual Investors’ AUMgrew at 23% p.a CAGR vs Industry AUM at 20% p.a over 10 Years. Unique investor accounts stood at 6.02 crore vs 5.33 crore, up 12.8% YoY.
Direct AUM growth
Equity schemes account for 38% of direct AUM and 81% of distributor driven AUM. Debt schemes account for 19% of direct AUM and 9% of distributor driven AUM.
Systematic Investing Plan
The Monthly SIP Gross Sales in January stood at Rs. 31,002 crore vs Rs. 26,400 crore,up 17% YoY. The amount of monthly SIPs have doubled in less than 3 years. The SIP accounts rose to 10.29 crore in January 2026, up 0.2% YoY. Average SIP size up at Rs 3012 p.m. vs Rs 2571 p.m. last year. SIP AUM stood at Rs.16.36 lakh crorevs Rs.13.20 lakh crore, up 24% YoY. The SIP AUM to total Equity AUM as a % stood at 8.2% vs 27.4% YoY.
Flexicap in focus
Most funds saw positive flows in the month of January, barring ELSS. Flexi Cap Funds toppednet sales over the last 12 Months with net inflows of Rs 7672 crore, this segment has witnessed inflows of Rs 82,954 crore in the past 12 months.
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